ارزیابی میزان مشارکت چغندرکاران دشت قزوین در طرح بیمه عملکرد محصول چغندرقند تحت شرایط سیاست گذاری نرخ حق بیمه

نوع مقاله: کامل علمی - پژوهشی

نویسنده

دانشجوی دکترای اقتصاد کشاورزی، دانشگاه پیام نور تهران شرق، تهران، ایران.

چکیده

چغندرقند یکی از محصولات مهم در تناوب زراعی دشت قزوین به شمار می­رود که همه­ساله بخش زیادی از تولیدات آن به دلیل وقوع مخاطرات طبیعی، انسانی و عمدی دچار خسارت می­شود. در این خصوص، طرح بیمه عملکرد محصول به عنوان یک راهکار اقتصادی کارآمد در مدیریت ریسک، می­تواند چغندرکاران را در برابر خسارت­های وارده مورد حمایت قرار دهد. با توجه به اهمیت این موضوع، در مطالعه حاضر میزان مشارکت چغندرکاران دشت قزوین در طرح بیمه عملکرد محصول چغندرقند تحت شرایط اعمال سیاست­گذاری نرخ حق بیمه تحلیل و ارزیابی شد. برای این منظور، از یک سیستم مدل­سازی اقتصادی مبتنی بر مدل برنامه­ریزی ریاضی مثبت چنددوره­ای (MP-PMP) و رهیافت کشش­های خودقیمتی برون­زا (EPE) استفاده شد. داده­های موردنیاز از نوع سری زمانی (دوره 96-1388) و مقطعی (سال زراعی 96-1395) بودند که از طریق داده­های اسنادی و تکمیل پرسشنامه‌ از 138 کشاورز جمع‌آوری شدند. نتایج نشان داد که با مشارکت بهره­بردار نمونه گروه کوچک، متوسط و بزرگ در طرح بیمه عملکرد، سطح زیرکشت چغندرقند به ترتیب 56/9، 61/6 و 71/3 درصد و بازده درآمدی الگوی کشت به ترتیب 10/3، 12/1 و 14/4 درصد نسبت به شرایط عدم مشارکت در طرح مذکور افزایش می­یابد. با کاهش 50 تا 75 درصدی حمایت دولت از نرخ حق بیمه، تنها بهره‌بردار نمونه گروه بزرگ تمایل به مشارکت در طرح بیمه عملکرد محصول چغندرقند را دارند. در این شرایط، بهره­بردار نمونه گروه­های کوچک و متوسط از طرح مذکور خارج می­شوند و احتمالاً از چغندرقند صرفه­نظر می­کنند که این امر با اهداف تعیین شده در برنامه های دولت مغایرت دارد.

کلیدواژه‌ها


عنوان مقاله [English]

Evaluation of Qazvin Plain beet growers in sugar beet yield insurance plan under premium rate policy terms

نویسنده [English]

  • A. Parhizkari
Ph.D Student of Agricultural Economics, Payam Noor University of Tehranshargh, Tehran, Iran.
چکیده [English]

Sugar beet is one of strategic products in the crop rotation of Qazvin plain which is endanger of natural, human, and intentional hazards. In this regard, the product yield insurance plan, as an efficient economic strategy in risk management, can protect beet farmers against incurred damages. Given the importance of this issue, in this study, the rate of Qazvin plain farmers participation in sugar beet yield insurance plan under premium rate policy was analyzed. For this purpose, an econometric modeling system based on the multi-period positive mathematical programming (MP-PMP) model and exogenous price elasticity (EPE) approach was used. The required data were from time series (1999-2017) and cross-sectional (2016-2017) that were collected through documentary data and questionnaires from 138 farmers. Results showed that with participation of small, medium, and large beneficiary groups in the yield insurance plan, an increase in sugar beet planting area by 56.9, 61.6, and 71.3% and the gross profit of cropping pattern of 10.3, 12.1 and 14.4% were recorded, respectively compared with non-participation condition. In addition, with 50-70% reduction in government support of premium rate only large beneficiary sample were interested to participate in sugar beet yield insurance plan. Under these conditions, sample beneficiary of small and medium groups will be excluded from the plan and may be skeptical of sugar beet production which in inconsistent with the objectives set out in government programs.

کلیدواژه‌ها [English]

  • Yield insurance of products
  • Farmers’ participation
  • Premium policy making
  • MP-PMP model
  • sugar beet
Abdulmalik R.O, Oyinbo O, Sami R.A, Sami R.A. Determinants of crop farmers' participation in agricultural insurance in the federal capital territory, Abuja, Nigeria. Greener Journal of Agricultural Sciences. 2013; 2(3): 21-26.

Agricultural Products Insurance Fund. Insurance tariffs for agricultural products, Report on the performance of Iranian agricultural products insurance. 2016; Pp: 23. (in Persian)

Akcaoz H, Ozkan B, Karadeniz C.F, Fert C. Risk sources and strategies in agricultural production: case study for Antalya Providence. Journal of the Faculty Agricultural. 2005; 19(1): 89-97.

Amirnejad H, Rafiee H, Rezapoor S. Factors affecting acceptance of Canola insurance companies in Amol County. Journal of Agricultural Science. 2009; 19(2): 263-272. (in Persian, abstract in English)

Caplo S, Paris Q. Assessing the effectiveness of voluntary solid waste reduction policies: Methodology and a Flemish, Waste Management. 2008; 28(8): 1449-1460.

Cortignani R, Severini S. Modeling farmer participation to a revenue insurance scheme by means of Positive Mathematical Programming, Paper prepared for presentation at the EAAE 2011 Congress Change and Uncertainty Challenges for Agriculture, Food and Natural Resources August 30 to September 2. 2011; Pp: 17.

Ghazvin Sugar Factories Public Corporation. Report of the company's activity and status for fiscal year 2015. Statistical report-analytical. 2015; Pp: 22. (in Persian)

Graveline N. Economic calibrated models for water allocation in agricultural production: A review. Environmental Modeling and Software. 2016; 81: 12-25.

Heckelei T. Calibration and Estimation of Programming Models for Agricultural Supply Analysis, University of Bonn. 2002; Pp: 159.

Heckelei T, Britz W. Positive mathematical programming with multiple data points: A cross-sectional estimation procedure. Cahiers d'Economie ET Sociologie Rurales. 2000; 57: 28-50.

Helming JFM, Peeters L, Veendendaal PJJ. Assessing the consequences of environmental policy scenarios in Flemish agriculture. 65th EAAE Seminar, Wissenschaftsverlag Vauk, 2001; No: 237-245.

Howitt RE, Medellin-Azuara J, MacEwan D, Lund R. Calibrating disaggregate economic models of agricultural production and water management. Science of the Environmental Modeling and Software. 2012. 38: 244-258.

Iranian Ministry of Agriculture (IMA). Statistical Yearbook. Tehran. 2016. (in Persian)

Jihad Agriculture Organization of Qazvin Province. Manage and improve plant production. 2016. (in Persian)

Lunt T, Jones A.W, Mulhern W.S, Jahn M.M. Vulnerabilities to agricultural production shocks: An extreme, plausible scenario for assessment of risk for the insurance sector. Climate Risk Management. 2016; 13: 1-9

Paknejad H. Modeling the farmers’ participation of Sistan region in the design of wheat product insurance. Master thesis in agricultural economics, Agricultural Faculty College, Zabol University. 2010. No: 95. (in Persian, abstracts in English)

Parhizkari A. Economic analysis the effects of farmer’s participation of Alamout region in the rice Slybyt scheme. Journal of Agricultural Economics Research. 2016; 9(2): 57-92. (in Persian, abstracts in English)

Parhizkari A. The comprehensive hydrological-economic modeling of agriculture and water resources of Tehran province to assess potential impacts of drought, global warming and establishment of local water markets. The Thesis Submitted for the Degree of PhD in the field of Agricultural Economics, Tehran Payam Noor University. 2017; Pp: 146. (in Persian, abstracts in English)

Parhizkari A, Mozaffari MM, Hoseyni Khodadadi M, Parhizkari R. Evaluation of the economic changes of cropping pattern resulting from changes of sugar beet acreage (case study: Qazvin plain). Journal of Sugar Beet. 2015; 31(1): 77-92.

Qureshi ME, Mobin-ud-Din A, Stuart MW, Mac K. A multi-period positive mathematical programming approach for assessing economic impact of drought in the Murray-Darling Basin, Australia. Economic Modeling. 2014; 39(1): 293-304.

Raheli H, Qahramanzade M, Nasiri M, Hayati B. Investigating the factors affecting sugar farmers' participation in the regional performance insurance scheme: a case study of Khoy City. Journal of Agricultural Science and Sustainable Production. 2014; 24: 30-18. (in Persian, abstracts in English)

Sabuhi M, Paknezhad H, Parhizkari A. Survey the effect premium rate increase on cropping pattern and farmer's Gross margin in Zabol city. Insurance and Agriculture Journal. 2012; 33(2): 55-72. (in Persian, abstracts in English)

Severini S, Cortignani R. Modeling farmer participation to a revenue insurance scheme by means of positive mathematical programming. Paper prepared for presentation at the EAAE 2011Congress. August 30 to September 2, 2011 ETH, Zurich, Switzerland. 2011; Pp: 24.

Singerman A, Hart C, Lence S.H. Demand for crop insurance by Organic corn and soybean farmers in three major producing states. Iowa State University, Department of Economics and Ames, Iowa. 2010; Pp: 17.

USA Department of Agriculture. Available at www.rma.usda.gov Site. 2015.

Vandeer M.L. Demand for area crop insurance among litchi producers in Northern Vietnam Economic Research Service, US Department of Agriculture 1800 M Street NW, Room S5013, Washington, DC 200036, US A. 2001.